/fli6«o cv08tf / hftLo ;b\efjsf nflu
;+o'Qm ;+3if{ ;ldlt–@)^( ,
s+nsL :o"rf6f/, sf7df08f}+ g]kfn
ldlt
M–@)^(÷!÷#!
>Ldfg
cWoIf Ho",
lhNnf
;+o'St ;+3if{ ;ldtL
laifo M bf];|f] r/0fsf] cfGbf]ng ;DaGwdf .
/fli6«o cv08tf / hftLo ;befjsf nflu ;+o'St ;+3if{ ;ldltsf] cfAxfgdf
@)^(÷!÷!% ut] b]lv @)^(÷!÷#) ;Dd ePsf] k|yd r/0fsf] cfGbf]ng P}ltxfl;s ?kdf
;kmn ePsf] 5 . cfGbf]ngsf bf}/fgdf ul/Psf]
cfd;ef, aGb nufotsf sfo{s|ddf 7"nf] ;+Vofdf hg;xeflutf af}l4s au{
;~rf/ hut cflbsf] ce'tk"j{ ;xof]u cfGbf]ngsf] pknAwL /X\of] . lhNnf ;+3if{
;ldtLsf] s'zn g]t[Tj / ;+of]hgdf cfGbf]ngnfO{ eAo / ;Eo ?kdf ;kmn kf/]sf] 5 .
@)^(÷!÷@( ut] g]kfn ;/sf/sf] k|wfgdGqL, k'iksdn bfxfn -k|r08_, dfwj g]kfn,
/fdrGb| kf}8]n ;lxt ;/sf/L aftf{6f]nLsf g]tf, pk= k|=d= s[i0f k|;fb l;6f}nf,
;b:o4o aif{dfg k'g cgGt / dx]Gb| /fo ofbj ;lxtsf] ;d'x;+u ;+o'St ;+3if{
;ldtLsf] aftf{ 6f]nLaLr 5nkmn x'+bf ;/sf/L kIf æcGodf kfl/Psf IfqL, a|fxd0f,
7s'/L, bzgfdL, /fgfef6 blnt nufotsf hfltx?nfO{ cGoaf6 x6fO{ æv; cfo{Æ sf] ?kdf
;'lrs[t ug{ ;Sg] ;xdlt hgfPtfklg clwsf/ ;lxtsf] cflbaf;Ldf ;'rLs/0f ug]{af/]
pxfFx? :ki6 x'g';Sg'ePg .
hflto /fHo, hflto cu|flwsf/, laz]if clwsf/ gx'g] t/ /fHosf] gfdfs/0f
hfltsf] cfwf/d} /fVg] larf/ /fHokIfn] ubf{ ;+o'St ;+3if{ ;ldtLsf] aftf{ 6f]nLn]
k|b]zsf] gfdfs/0f hftsf] gfddf s'g} xfntdf g:jLsfg]{ larf/ /fVof}+ . / olb
/fHonfO{ of] k|:tfj c:jLsf/ eP k|b]zsf] gfdfs/0f af/] hgdt ;+u|xdf hfg] k|:tfj
u/\of}+ . o;af/] zLif{ g]t[Tj / /fHon] larf/ ug{ ;lsg] dfq eg]sfn] xfdLn] aftf{
c;kmn ePsf] lgisif{ lgsfNof}+ / aftf{ :yn 5f]8\of}+ .
@)^(÷!÷@( ;GWof / #)
laxfg ;Dd 36]sf s]xL /fhg}lts, ;fdflhs 36gfn] ;+3if{ ;ldtLnfO{ uDeL/ agfof}+ .
!= @)^(÷!÷@* / @( ut]sf] 3f]lift aGb kZrft klg yk ! lbg a}zfv #) ut]sf]
aGbsf] cfAxafgsf] lbg /fO{ hfltsf] ;fs]nf rf8 k/]sf] / lghx?nfO{ #) ut] yk !
lbgsf] aGb pSt rf8nfO{ c;/kfg{ /flvPsf]
eGg] a'emfO{sf] sf/0fn] 7"nf] d'7e]b x'g;Sg] ePsf]n] pbf/tfk'j{s
larf/ ul/of];\ eGg] /fO{ hfltsf] lhDd]jf/ g]tfx?sf] cg'/f]w .
@= b]zsf] laleGg efudf xfd|f] aGbnfO{ k|of]u u/]/ ;befj laufg]{ / hflto 4Gb
l;h{gf ug]{ tTjx?sf] Aofks ;ls|otf .
#= @)^(÷!÷@( ;fFem /fhg}lts bn k|b]zsf] gfdfs/0fdf nlrnf] ePsf] ;+s]t
kfO{Psf] , P=g]=s=kf= dfcfjfbLn] k|b]zsf] gfdfs/0fdf lasNk lbg] -h:t} u08s
k|b]z, td'jfg k|b]z, td'jfg u08s k|b]z_ / lg0f{o ;DalGwt k|b]znfO{ lbg] lg0f{o
u/]sf] x'bf+ xfd|f] dfunfO{ ;Daf]wg ug]{tkm{ cuf8L a9]sf] cfefif ePsf] 5 . t/
pSt k|:tfj lalwjt cg'df]bg gePs]f ;Gbe{df laZjf; ul/xfNg] l:ylt gePsf] x'bf+
cfGbf]ngnfO{ lg/Gt/tf lb+b} aGbnfO{ :yug ug]{ lg0f{o ul/Psf] 5 . ;/sf/ /
bnx?nfO{ xfd|f] dfu nfO{ @)^(÷@÷# ut];Dd ;Daf]wg ul/of]; cGoyf @)^(÷@÷$ ut]af6
clgZrLtsfnLg cfd\x8tfn ul/g] 5 .
olx @)^(÷@÷# ;Dd k|To]s lhNnfn] lgDg cg';f/sf]
sfo{s|dx? ug'{x'g cg'/f]w 5 .
!_ lhNnf kf6L{
sfof{no wgf{, tfnfaGbL .
@_ /fhg}lts bnsf]
xfd|f] ;d'bfosf g]tfx?nfO{ xfd|f] kIfdf v'n]/ cfpg cfu|x ug]{ .
#_ hflto ;+3Lotfdf
;dy{s xfd|f ;d'bfosf g]tfx?sf] gfdsf] ;'lr n]v]/ ;fdflhs alx:sf/ ug{ cfAxfg
u/]sf] clen]v ;fj{hlgs :yndf /fVg] .
$_ hflto /fHo jf
ef}uf]lns /fHoaf/] gd'gf hgdt ;+u|x ug]{ .
%_ la4fg, gfu/Ls
;dfh, k"j{ pRRf kb:y sd{rf/L, /fhg}lts lgo'StL kfPsf AolSQx? nufot ;dfhsf
k|efjzfnL AolSQx?nfO{ /fHosf] la/f]wdf aStAo lgsfNg cfu|x ug]{ .
^_ hghftLsf la4fg
k|a'4 / k|efjzfnL AolSQx?nfO{ hflto ;+3Lotfsf] la/f]wdf aStAo lgsfNg cfu|x ug]{
.
&_ a[xt hgk|bz{g
/ va/bf/L ;ef lg/Gt/tf .
sf7df8f}+df .
!+_ s]Gb|Lo kf6L{
sfof{nodf wgf{, gf/fafhL .
@_ /fi6«kltnfO{
hflto ;+3Lotf o'St ;+lawfg gagfpg
lgb]z{g lbg cfu|x / agfPdf x:tfIf/ gug{ cfu|x ug]{ .
#_ lab]zL lgof]ux?df
wgf{ / gf/fafhL .
$_ ;+lawfg ;ef ;ef;b , /fhg}lts bnsf g]tfx?nfO{ hflto /fHosf] lakIfdf
;+ul7t x'g cfu|x ug]{ .
%_ sf7df8f}+ s]Gb|Lt
a[xt hgk|bz{g, /\ofnL / ;ef ug]{ .
^_ hflto ;+3Lotf
;lxt ;+lawfg ag]df ;+lawfg hnfP/ xfd|f] cfkm\g} ;+lawfg hf/L ug]{ .
aGbnfO{ ;xof]u ug'{x'g] hg;fwf/0f, gful/s ;dfh, ;'/IffsdL{, sd{rf/L, pBf]u
Aofkf/L, ;fx' dxfhg, z}lIfs ;+:yf, ;+3 ;+:yf nufot ;a}nfO{ ;fb/ wGoafb lbg
rfxG5f}+ .
nufotsf sfo{s|ddf 7"nf] ;+Vofdf hg;xeflutf af}l4s au{ ;~rf/ hut cflbsf]
ce'tk"j{ ;xof]u cfGbf]ngsf] pknAwL /X\of] . lhNnf ;+3if{ ;ldtLsf] s'zn
g]t[Tj / ;+of]hgdf cfGbf]ngnfO{ eAo / ;Eo ?kdf ;kmn kf/]sf] 5 . @)^(÷!÷@( ut]
g]kfn ;/sf/sf] k|wfgdGqL, k'iksdn bfxfn -k|r08_, dfwj g]kfn, /fdrGb| kf}8]n ;lxt
;/sf/L aftf{6f]nLsf g]tf, pk= k|=d= s[i0f k|;fb l;6f}nf, ;b:o4o aif{dfg k'g
cgGt / dx]Gb| /fo ofbj ;lxtsf] ;d'x;+u ;+o'St ;+3if{ ;ldtLsf] aftf{ 6f]nLaLr
5nkmn x'+bf ;/sf/L kIf æcGodf kfl/Psf IfqL, a|fxd0f, 7s'/L, bzgfdL, /fgfef6
blnt nufotsf hfltx?nfO{ cGoaf6 x6fO{ æv; cfo{Æ sf] ?kdf ;'lrs[t ug{ ;Sg] ;xdlt
hgfPtfklg clwsf/ ;lxtsf] cflbaf;Ldf ;'rLs/0f ug]{af/] pxfFx? :ki6 x'g';Sg'ePg .
hflto /fHo, hflto cu|flwsf/, laz]if clwsf/ gx'g] t/ /fHosf] gfdfs/0f
hfltsf] cfwf/d} /fVg] larf/ /fHokIfn] ubf{ ;+o'St ;+3if{ ;ldtLsf] aftf{ 6f]nLn]
k|b]zsf] gfdfs/0f hftsf] gfddf s'g} xfntdf g:jLsfg]{ larf/ /fVof}+ . / olb
/fHonfO{ of] k|:tfj c:jLsf/ eP k|b]zsf] gfdfs/0f af/] hgdt ;+u|xdf hfg] k|:tfj
u/\of}+ . o;af/] zLif{ g]t[Tj / /fHon] larf/ ug{ ;lsg] dfq eg]sfn] xfdLn] aftf{
c;kmn ePsf] lgisif{ lgsfNof}+ / aftf{ :yn 5f]8\of}+ .
@)^(÷!÷@( ;GWof / #)
laxfg ;Dd 36]sf s]xL /fhg}lts, ;fdflhs 36gfn] ;+3if{ ;ldtLnfO{ uDeL/ agfof}+ .
!= @)^(÷!÷@* / @( ut]sf] 3f]lift aGb kZrft klg yk ! lbg a}zfv #) ut]sf]
aGbsf] cfAxafgsf] lbg /fO{ hfltsf] ;fs]nf rf8 k/]sf] / lghx?nfO{ #) ut] yk !
lbgsf] aGb pSt rf8nfO{ c;/kfg{ /flvPsf]
eGg] a'emfO{sf] sf/0fn] 7"nf] d'7e]b x'g;Sg] ePsf]n] pbf/tfk'j{s
larf/ ul/of];\ eGg] /fO{ hfltsf] lhDd]jf/ g]tfx?sf] cg'/f]w .
@= b]zsf] laleGg efudf xfd|f] aGbnfO{ k|of]u u/]/ ;befj laufg]{ / hflto 4Gb
l;h{gf ug]{ tTjx?sf] Aofks ;ls|otf .
#= @)^(÷!÷@( ;fFem /fhg}lts bn k|b]zsf] gfdfs/0fdf nlrnf] ePsf] ;+s]t
kfO{Psf] , P=g]=s=kf= dfcfjfbLn] k|b]zsf] gfdfs/0fdf lasNk lbg] -h:t} u08s
k|b]z, td'jfg k|b]z, td'jfg u08s k|b]z_ / lg0f{o ;DalGwt k|b]znfO{ lbg] lg0f{o
u/]sf] x'bf+ xfd|f] dfunfO{ ;Daf]wg ug]{tkm{ cuf8L a9]sf] cfefif ePsf] 5 . t/
pSt k|:tfj lalwjt cg'df]bg gePs]f ;Gbe{df laZjf; ul/xfNg] l:ylt gePsf] x'bf+
cfGbf]ngnfO{ lg/Gt/tf lb+b} aGbnfO{ :yug ug]{ lg0f{o ul/Psf] 5 . ;/sf/ /
bnx?nfO{ xfd|f] dfu nfO{ @)^(÷@÷# ut];Dd ;Daf]wg ul/of]; cGoyf @)^(÷@÷$ ut]af6
clgZrLtsfnLg cfd\x8tfn ul/g] 5 .
olx @)^(÷@÷# ;Dd k|To]s lhNnfn] lgDg cg';f/sf]
sfo{s|dx? ug'{x'g cg'/f]w 5 .
!_ lhNnf kf6L{
sfof{no wgf{, tfnfaGbL .
@_ /fhg}lts bnsf]
xfd|f] ;d'bfosf g]tfx?nfO{ xfd|f] kIfdf v'n]/ cfpg cfu|x ug]{ .
#_ hflto ;+3Lotfdf
;dy{s xfd|f ;d'bfosf g]tfx?sf] gfdsf] ;'lr n]v]/ ;fdflhs alx:sf/ ug{ cfAxfg
u/]sf] clen]v ;fj{hlgs :yndf /fVg] .
$_ hflto /fHo jf
ef}uf]lns /fHoaf/] gd'gf hgdt ;+u|x ug]{ .
%_ la4fg, gfu/Ls
;dfh, k"j{ pRRf kb:y sd{rf/L, /fhg}lts lgo'StL kfPsf AolSQx? nufot ;dfhsf
k|efjzfnL AolSQx?nfO{ /fHosf] la/f]wdf aStAo lgsfNg cfu|x ug]{ .
^_ hghftLsf la4fg
k|a'4 / k|efjzfnL AolSQx?nfO{ hflto ;+3Lotfsf] la/f]wdf aStAo lgsfNg cfu|x ug]{
.
&_ a[xt hgk|bz{g
/ va/bf/L ;ef lg/Gt/tf .
sf7df8f}+df .
!+_ s]Gb|Lo kf6L{
sfof{nodf wgf{, gf/fafhL .
@_ /fi6«kltnfO{
hflto ;+3Lotf o'St ;+lawfg gagfpg
lgb]z{g lbg cfu|x / agfPdf x:tfIf/ gug{ cfu|x ug]{ .
#_ lab]zL lgof]ux?df
wgf{ / gf/fafhL .
$_ ;+lawfg ;ef ;ef;b , /fhg}lts bnsf g]tfx?nfO{ hflto /fHosf] lakIfdf
;+ul7t x'g cfu|x ug]{ .
%_ sf7df8f}+ s]Gb|Lt
a[xt hgk|bz{g, /\ofnL / ;ef ug]{ .
^_ hflto ;+3Lotf
;lxt ;+lawfg ag]df ;+lawfg hnfP/ xfd|f] cfkm\g} ;+lawfg hf/L ug]{ .
aGbnfO{ ;xof]u ug'{x'g] hg;fwf/0f, gful/s ;dfh, ;'/IffsdL{, sd{rf/L, pBf]u
Aofkf/L, ;fx' dxfhg, z}lIfs ;+:yf, ;+3 ;+:yf nufot ;a}nfO{ ;fb/ wGoafb lbg
rfxG5f}+ .
नेपाली रुपैयाँ विनिमय
